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Updated almost 10 years ago on . Most recent reply

Sebastian Naczas's profile image
Sebastian Naczas's profile image
Sebastian Naczas
  • Engineer
  • from Albany, New York
  • Member since Sep 18, 2014
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Sebastian Naczas's profile image
Sebastian Naczas's profile image
Sebastian Naczas
  • Engineer
  • from Albany, New York
  • Member since Sep 18, 2014
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Sebastian Naczas
  • Engineer
  • Albany, NY
13
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41
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Real Estate Deal Analysis & Advice

FHA loan + 203 loan

Sebastian Naczas
  • Engineer
  • Albany, NY
Posted

Is it possible to buy a house with straight FHA loan, then do a little demo and things I can take are of ... and then apply for 203K so the contractors can finish up?

Thanks!

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Rebecca Peters's profile image
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Rebecca Peters
  • from Bronx, New York
  • Member since Sep 3, 2014
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Rebecca Peters's profile image
Rebecca Peters's profile image
Rebecca Peters
  • from Bronx, New York
  • Member since Sep 3, 2014
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Rebecca Peters
  • Bronx, NY
11
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Rebecca Peters
  • Bronx, NY
Replied

Im looking to purchase my first property with FHA 203k. My understanding of the FHA 203k loan is that rehab loan portion is included in the whole mortgage upfront. I don't think you can add the rehab portion of the loan on after. I asked my mortgage broker a similar question and his response was that the monthly mortgage payment is based off the total loan, whether you've spent any money on rehab or not.

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