Property Analysis: Refinance or Leave As Is?

[Aaron Xie]

Hello BiggerPockets community! First post here, trying to explore what options I have for a property I have under an LLC that I hold a 65% stake in.

It's a newly constructed SFR in Clermont that pulls in $2,800 monthly rent, acquisition price was $438K, and market price is $480K. Operating costs are $9K annually.

My partner and I purchased it all cash and we're thinking about expanding our portfolio into multi families and/or other SFRs. The options that we're stuck with right now are to either refinance or leave as is. Trying to figure out how to make our money work harder, any advice would be appreciated!