Subject to purchase with extra lot Central Tx. Wholesale? Hold? Resale?

[Barry Ratliff]

Property located in 76513 Belton Tx.

$740 piti (seller is current)

$74000 payoff

$84000 mkt value

$8000 value of vacant lot that is surveyed in mortgage

Subject to existing mortgage with Wells

Seller wants me to just take over pmts, no down. Considering the facts above, what would u suggest?

Wholesale for fee? Hold and create Trust to owner finance or lease? Separate lot out to hold house and resake lot? Sell house outright with or without lot?