being the buyer in a mortgage assignment

[Brandi Wilcox]

I have come across a deal that is too good to pass up but I am not sure how to structure the deal. A very good friend of mine moved to PA and has a house here in Houston that is going into foreclosure. She has tried to sell on MLS and has had no luck. She is done with it and willing to let it go back to the bank. She has agreed to let me catch up the past due payments and fees and make payments so that I can take over the house. I believe this is called mortgage assignment but am not sure what contract to use between her and I and then what to do? Do I go to a title company? Attorney? How much does this cost? Where can I get the contract? What will that mean for her? will I make payments directly to bank and will she still be responsible for the payments?