Buy and rehab my first home using a hard money lender

[Willy A German]

Should I find a distress small multi and buy it using hard money lender? Then use the BRRRR Strategy, & refinance with a conventional bank. Am I eligible to get the benefit of a first time Home buyer?

[Jason Wray]

Willy,

If you have verifiable income from a W2 job or income from self employed you should avoid hard money and use FHA or conventional lending.