Refinancing hard money loans

[Jaimie Abert]

I was recently laid off and lost my w2 job, and am moving into a commission based position. I was intending on buying an investment property, which I’ll now do with a hard money loan. It’s my understanding that I would want to refinance the hard money loan later to get out of the higher interest rates, but will I be able to refinance to an investment loan if I don’t have the w2?