I thought I had a BRRRR...

[Cedrick Givens]

Hello BP community! I'm a rookie investor in a small city, currently In the rehab stage of what I thought would be my first BRRRR(single family). After underestimating the rehab I have limited funds left to complete the job(kitchen, washer, dryer and flooring) costing around $25k-30k..I purchased the property for $3500, rehab cost so far $34,589=$38,089 ARV 80k. It'll rent for $800 - expenses unknown yet because my question.... is a loan irrational thinking? Or is taking a year to save for remainder better option ? Brutal honesty please