How do you lower Debt to Income Ratio if you have Depreciation?

[Dan Green]

Hey everyone. I'm running into a hurtle I was hoping someone could help me with.

I'm using a broker/lender referred to me by my realtor. He's trying to get me a hard money loan, then I want to BRRRR the house. After submitting my information, he's telling me that he can't get me approved for the hard money loan or exit strategy of a refinance because my debt to income ratio is 102%. After digging deeper, we determined that the depreciation is what's holding me back. How do I get around this hurtle and continue with getting this property? Please help. Thank you.

[Karl Schmidt]

@Michael Glist what is DSCR?