COVID restricting refinance-cashout?

[Sebastian Heretyk]

I am finally close to closing a deal for a flip, however my main focus for investing is BRRRR. I just spoke with a bank-lender and the finance agent said that from the start of COVID-19 banks do NOT offer re-finance-Cash Out loans. I'm sure there are many ways to go around this, any advice? I do NOT have much money to invest and am looking to be as creative as I can be. I've also found a few interested private lenders, but this information that I just received about No-Cash-Out is like a shot in the foot.