What happens when you get to 10 properties?

[Denver J Lobo]

I currently own 7 SFH properties, that I have BRRRR'd as a buy & hold investment. As I approach the 10 limit imposed by Fannie Mae and Freddie Mac, I am starting to think about how I can go past that number. Can you please share your advice on how you have gone past that 10 number? For the sake of this conversation, I do not want to discuss Multifamily properties, I only want to focus on SFH (Detached, Townhomes, Condos etc).

- Option 1 is to get 10 conventional loans, and then every loan subsequent to that move to non-conventional lenders. 

- Option 2 is to package my 10 conventional loans into a blanket loan or commercial loan (I still havn't been able to nail down the exact different between the 2), which would allow me to do ~10 more conventional loans.

Any other options or advice that you have used would be super useful! Thanks Biggerpockets! (Hope this conversation helps others in a similar boat)