Cash out refinance without a clear CO?

[Peter Lysiak]

Does anybody have experience with a cash-out refinance without a clear CO? There are tenants living in the SFH but it's quite "messy" and I don't have a clear CO.

[Peter Lysiak]

@Jenny Roman Got it. I guess my question is more in the realm of, will a bank not lend on a property if the Certificate of Occupancy has not been renewed. I know that banks will not lend if the property is not "habitable" (e.g. electrical, plumbing, etc.) but will they not lend if there are certain items on the CO report that have not been fixed during a refinance (e.g. window needs to be replaced, interconnected smoke detectors, fire code items, etc.)?