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Updated over 1 year ago on . Most recent reply
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Handyman working on my long distance property. Any further due diligence I should do?
Hey everyone. I have a handyman stopping by this upcoming week to my long distance property. The work is pretty basic, more maintenance than anything. He was referred to me by a local contact. Hes also well reviewed on angies list. He did say he was insured as well.
-ill ask for proof of insurance
-pics before and after work is done
Is there anything else I could do to further protect myself ? I know I could get my entity added as additionally insured, write up a contract, get an inspector to verify etc. but this seems like a bit much for just getting gutters cleaned, minor siding and downspout repairs.
Most Popular Reply
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Get named as an insured. Anytime you have someone on your property that is on a ladder its best to eliminate the liability risk. As the economy changes (savings accounts go from surplus to under water) you typically see more frequent and severe GL claims and workers comp claims. That slip and fall issue lawsuit is pretty easy to get through the courts. If the handyman isnt accustomed to this you can get a single day policy with you as the insured through thimble or getcovered and its pretty cheap. Its 10-50 bucks depending but in the long run is a ton cheaper than paying a 1k-10k deductible.
As for proof the work was completed and done to your standards. I ask my remote handyman to take before and after pictures and text or email them to me. He has never argued.
- Ryan Letzeiser