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Updated almost 2 years ago on . Most recent reply

Michael Janke's profile image
Michael Janke's profile image
Michael Janke
  • Investor
  • from St. Louis, MO
  • Member since Dec 2, 2018
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8
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1
Votes
Michael Janke's profile image
Michael Janke's profile image
Michael Janke
  • Investor
  • from St. Louis, MO
  • Member since Dec 2, 2018
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Michael Janke
  • Investor
  • St. Louis, MO
1
Votes |
8
Posts
BRRRR - Buy, Rehab, Rent, Refinance, Repeat

BRRRR Refinance out of Hard money and HELOC

Michael Janke
  • Investor
  • St. Louis, MO
Posted

I purchased a property with a hard money loan for purchase price only. I am using a HELOC (on my personal residence) to fund renovations. My lender is saying that I will need to wait 12 months with the new rules before I can do a cash out refinance.

Is there anyway I can include paying back the HELOC in a refinance, but call it a rate and term refinance?

Saint Louis, Missouri
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