Cash out Refinance with no Seasoning Period - Ohio

[Reid Bjorklund]

Hello! I am reaching out to see if anyone has had luck finding a bank or HML that will do a cash out refinance at 100% of the cost (purchase price + rehab) or 75% or ARV with less than a 3 month seasoning period. Here are some additional details on the property I am looking to do a cash out refinance on:

- Single Family Home

-Purchased for $71,800, rehab total $18K, ARV ~$120K

-Purchased the property in early February and hoping to refinance pulling all my cost (~$90K) back out of the property

 I have read a handful of other forum posts on this topic and have already reached out to the following banks with no luck: Croghan Mortgage, First National Bank, First Fed Ohio, Park National Bank, First Ohio Home, Aloha Capital, RCD Capital, Freedom Capital Funding, Certain Lending, Albeca, MCNB Bank, Global Integrity.

I realize this seasoning requirement will fall out of traditional financing guidelines, but I am hoping a portfolio or commercial loan is possible. If anyone has any contacts they could provide I would really appreciate it!