Has anyone had trouble getting a cash out refi in Texas?

[Oswaldo Torres]

Hi everyone, I'm a new investor in Texas working on getting my first investment property. 

Prior to committing to a hard money loan, I wanted to make sure I would be able to get a cash out refinance once I'm done rehabbing the property. I spoke to someone today from a national lending company and they told me that getting a cash out refinance in Texas is nearly impossible to do for an investment property. 

Do any of you have experience with difficulties getting a cash out refi? If not, would you recommend using a local credit union/bank for a cash out refi over a national lender?