Question about seemingly high FHA Cash to Close Costs

[Account Closed]

I am looking to get started by purchasing a duplex in upstate New York while I attend graduate school, specifically the Finger Lakes area. I am in the process of talking to a local bank about using a FHA loan to do so. However the bank claims I will need ~$18,000 for all my cash to close costs for a ~160k property. To me this seems a little high, I was expecting around $10,000 - $12,000. I am just curious what anyone's opinion is, is that high? Or is this a reasonable amount?

Any response would be greatly appreciated I am very excited to get started but want to make sure I am understanding the financing.

Thanks!