Scott Trench View vs Brandon Turner's - Lending vs Investing

[James DuBois]

Hey all, 

I am currently in the process of finishing "Set For Life" by Scott Trench and I have ready majority of  "The Book of Rental Property Investing" by Brandon Turner. There is one core factor I am trying to figure out as I found a dispute in view points in these books. Brandon Turner seems to be fine with using Private Lending where Scott Trench seems to believe that using other peoples money is not investing it is just managing someone else money. Scott says that you're not an investor if you use other peoples money. What makes you  an investor if you use your own capital says Scott Trench. Now what do you guys think, is private lending the way to go or is using your own money more beneficial in the long run.