Refinance property in US?

[Moses W.]

Has anyone successfully refinanced a property in the US?  I'm a Canadian and I'm hoping to refinance some of my properties in Florida to purchase additional investment properties.  I have cash available but I'd rather use the equity I have available. 

I've talked to TD Bank but their options are very limited, with lots of requirements like 5 trade lines in Canada for at least 2 years and I believe they only allow 2 HELOCs or 1 mortgage.  RBC Bank will only use owner occupied residential properties as collateral.

Also, are rates so high for non-residents that it's not worth it? 

Anybody know?