Financing BRRRR in HEB: Great credit, some cash. Next Step???

[Rose Nielsen]

Hello everyone! I bought our first rental property last year out in Crowley and I am looking to acquire up to 5  more properties this year in the HEB area. My goal is to use the BRRRR method and have at least 11 rental units (either SF or small multi-family).

We have great credit and a comfortable sum that we can use for either the down payment or reno on the 1st (and MAYBE 2nd) property. For our first deal I just scoured the internet, found the lowest rate out there, and got a conventional mortgage. (Had to put like 30% down to get the best rate. I would like to NOT do that again.)  

Listening to the BP podcasts, they are constantly urging you to create relationships with local banks. Do you have any local banks/portfolio lenders you'd recommend in this area?  I bank at Frost and plan on meeting with them next week. But, other than that i've got nothing.  I'd love any suggestions and recommendations. Thank you!

[Jason Hirko]

@Rose Nielsen are you looking to get conventional loans or portfolio loans?