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Updated about 4 years ago on . Most recent reply

User Stats

124
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33
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Matthew Swearingen
  • CA
33
Votes |
124
Posts

Opinions on SD-IRA vs traditional retirement.

Matthew Swearingen
  • CA
Posted

What are everyone's thoughts on SDIRA as opposed to a simple 401K as it relates to higher returns.

Most Popular Reply

User Stats

120
Posts
108
Votes
Jackson Babcock
  • Investor
  • Charleston, SC
108
Votes |
120
Posts
Jackson Babcock
  • Investor
  • Charleston, SC
Replied

I think it depends on how active you want to be and how much you want to educate yourself in the investments you invest in. For example I wouldn't self direct my IRA or 401k and start dumping it into real estate syndications until you educated yourself on syndications. You will need to understand how to analyze deals and vet operators. If you don't want to educate yourself and learn then I think just putting your money in a traditional ira or 401k and letting it sit is probably the best thing. But if you're willing to learn, take control and be an active investor, you will find much better returns.

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