LLC can't quite BRRRR

[Account Closed]

So this may have been discussed many times already, but using an LLC to purchase and rehab to BRRRR doesn't work quite well. I bought my property using an LLC and now it's stabilized and ready to refinance. At first my loan officer said no problem, we'll just deed it over to my name before the refinance to get a conventional 30 year loan at closing. But then I found out that Fannie Mae requires 6 months seasoning of the property after it's changed to my name. And this rule is for all of Texas.

Has anyone else had this happen or familiar with this?  What are some options that may be possible to not have to wait 6 months?

[Chris Mason]

Originally posted by @Account Closed:

So this may have been discussed many times already, but using an LLC to purchase and rehab to BRRRR doesn't work quite well. I bought my property using an LLC and now it's stabilized and ready to refinance. At first my loan officer said no problem, we'll just deed it over to my name before the refinance to get a conventional 30 year loan at closing. But then I found out that Fannie Mae requires 6 months seasoning of the property after it's changed to my name. And this rule is for all of Texas.

Has anyone else had this happen or familiar with this?  What are some options that may be possible to not have to wait 6 months?

 That six month thing actually changed significantly, just two days ago. Link 2.

Merry Christmas. :)