STR General Liability Insurance

[Tim Bergstrom]

Hey BP,

I've got another question for all you STRP owners. I'm aware of all the bans and constraints of obtaining permits in Nashville right now, essentially only being able to obtain Type 1. But I've been wanting to obtain a permit for my current property. 

Airbnb and VRBO I know have General Liability policies that cover all their listing partners up to $1M. From what I've read on the Nashville codes website this meets the minimum coverage necessary to obtain a permit. So my question is this, do I need to obtain a SEPARATE GL policy to qualify for a permit, or can I simply obtain the policy info that Airbnb and/or VRBO utilize to show proof of this to qualify? I'm not opposed to getting an additional policy and can definitely understand how getting a additional policy would be a good second layer of protection. But just trying to decipher if its necessary to do that at this point or not.

Thanks y'all!