Flooding in Memphis/Nashville/Chattanooga?

[Bonnie Low]

I'm an out of state investor looking at certain metro areas of Tennessee to purchase cash flow properties. I'm noticing lots of homes coming up in FEMA flood zones. My questions to property owners in any of the metro areas of Memphis/Nashville/Chattanooga is how often is flooding an issue and do you have difficulty obtaining flood insurance? We flipped a property in California that sat just above a creek that floods about once every 10 years and we had a heck of a time getting flood insurance for it. We couldn't turn it over fast enough!