Sioux Falls small multifamily lender offering 5% down payment?

[Pete Krentz]

Does anyone know of a local lender that will actually allow the 3-5% down for an owner occupied multi family property. I've yet to find anyone that will go under 15% on 2 units or below 20-25% on 3-4.  I hate listening to the podcast hearing people actually get this and it's nowhere to be found in our area.  If you have found it please let me know!