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Updated over 4 years ago on . Most recent reply
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Insurance Broker You Like?
Does anyone in central Ohio have an insurance broker they enjoy working with? Hopeful to be closing on my first multi-family property in a couple weeks, and need some guidance and quotes.
Most Popular Reply
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As an ex-agent myself, I'd recommend going with a licensed agent instead of a self service company unless you've spent a lot of time studying the coverages and know what the options are so you an make an extremely educated choice about the coverages (it's not about the price, it's about the coverage when you have a claim)
One thing I'd recommend to everyone - EVERYONE - is an umbrella policy. Definitely for personal (with personal injury coverage if possible) but also for commercial if you have more than a few rentals or have an LLC/inc. 7 figures of coverage for just a few hundred per year? It's a requirement for me, and I'd recommend it for everyone. In fact, if I went to a new agent and he or she didn't recommend an umbrella at least once, I'd find a new one.