I need help with lender in Raleigh?

[Joseph King]

My question: I have a SFR that I bought in 2006! I have had same tenant in their with no vacancy. My mtg is a 15 year amortization PITI $1,300 Pay the PM $84 (8% of rent) Rent is $1175 House is work approx 190k Loan is at 98k I want to refi and pull my original invested amount of 26k out and extend mortgage to 30 and raise rent to??? Any advice? I'm not cash flowing obviously when you run numbers and it bugs me! I don't want sell just cash out refi so I pay no capitol gains. Advice: 1. Lender recs. In Raleigh area 2. How much should I raise rents 3. Does it make sense to extend loan to 30 as I have 9 years left or so on loan 4. Any other input you might want to add? Thanks for you help! Joseph I want to buy a duplex triplex or quad in a market that makes sense with this money and capitol that I have saved!