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Updated almost 4 years ago on . Most recent reply

John Kilhafner's profile image
John Kilhafner's profile image
John Kilhafner
  • Rental Property Investor
  • from St. Louis/Metro
  • Member since Sep 5, 2018
  • Posts 24
  • Votes 10
  • Experience 7 Yrs
  • Investments 4
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User Stats

24
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10
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John Kilhafner's profile image
John Kilhafner's profile image
John Kilhafner
  • Rental Property Investor
  • from St. Louis/Metro
  • Member since Sep 5, 2018
  • Posts 24
  • Votes 10
  • Experience 7 Yrs
  • Investments 4
Connect
John Kilhafner
  • Rental Property Investor
  • St. Louis/Metro
10
Votes |
24
Posts
Charlotte Real Estate Forum

Looking for finance question/options on a house with 4 plex

John Kilhafner
  • Rental Property Investor
  • St. Louis/Metro
Posted

Trying to figure out financing on a house with a 4 plex on the property for sale.  Is my only option a commercial loan even though I would be living in the house ?  Trying to avoid the 20% down payment.

Charlotte, North Carolina
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Cole Simpson's profile image
Cole Simpson's profile image
Cole Simpson
  • Rental Property Investor
  • from Columbia, SC
  • Member since Apr 13, 2020
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Cole Simpson's profile image
Cole Simpson's profile image
Cole Simpson
  • Rental Property Investor
  • from Columbia, SC
  • Member since Apr 13, 2020
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Cole Simpson
  • Rental Property Investor
  • Columbia, SC
186
Votes |
302
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Cole Simpson
  • Rental Property Investor
  • Columbia, SC
Replied

Basically a commercial loan is going to be your only option unless they are doing something creative like seller carry, buying it with a heloc, etc 

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