Commerical lender in nm for ABQ multi-family?

[Daniel Kimerling]

(Cross-posting

Hi everyone,

This is a relatively niche question, but i am hopefully someone on BP will be able to point me in the right direction.

I am getting ready to put an offer in on a mid-sized apartment building in ABQ. I have shopped with some of the local ABQ banks and have found that they are willing to give me 3:1 leverage (75% LTC), but they all want to have a 15 year amortization period. I am looking for a bank that will do 75% LTC, but will go out to a 30 year amortization period. I know that this will increase the total interest paid, but i'm happy to pay so that i can have a better fully levered ROIC.

Any suggestions/direction would be appreciated.

Best,

dk