Owner Occupied AirBNB

[Cody Malave]

I live in a top ten largest city in Florida with an average of 2-3% growth rate per year over the last five years. It seems to only getting larger and I am considering purchasing an SFH to house hack, and I was wondering if it would be more profitable and perhaps less hassle to rent it out as an AirBNB versus renting out individual rooms. As a fairly popular destination for travel on the Treasure Coast, I feel as though it could be smart move. Does anyone have experience having both rented out rooms and had/currently has an AirBNB up? I know some mortgage lenders don't approve for renting out entire homes as AirBNB's, but does that still apply when it's a non-HOA owner occupied SFH?