Insurance for Rental in Kansas City

[Trent Kruessel]

I have a handful of single family rental properties in Kansas City.  I was reviewing my monthly expenses with @Ian Reeves the other day and he mentioned that my insurance premium is way too high.  I called my insurance broker and he said it doesn't make sense to get a different policy with lower premiums until I have X number of properties.  He also said the more expensive policy is with a company that is friendlier when processing claims.

Does anyone have recommendations for companies with competitive insurance rates?  Is there a Rule of Thumb about owning a certain number of properties before you get a lower insurance premium?