Diligence on Newly Originated Notes

[Steve Burt]

I had a question for the group. I am reviewing a note originated within the past 6 months so obviously there is little payment history to go off of. Would anyone have advice on how to diligence the note? I was wondering if the seller would make anything available like their DTI ratio at the time of application or something? One thing I thought to try was trying to find the previous home of the borrower and check to see if it had been foreclosed, but I did not have any luck searching adjacent counties. Hoping to get the thoughts of more experienced folks than I, the note is serviced with a high quality servicer which does give me some confidence