Seller financing vs Regular sale

[Mike Neubauer]

I’ve been listening to Mitch Stephen’s podcast and seller financing seems like it’d be a good fit for our business. 

Can someone share their insight on the financials of carrying a note vs getting the big pay day now. 

It seems to make the most sense to delay the profit today and take it over a period of time, collecting cash flow. 

I am not limited by capital. I pay 6% for my capital. I figure I can seller finance between 6-10%. 

My typical profit on a fix and flip is $25-30k. I figure I will get the same sale price, but be able to cut out about $10k in closing costs and commissions if I do seller financing. 

Looking for reasons why one option is better than the other.