Redemption of an Alabama Tax Deed

[Gene Walker]

I have a property (vacant 1acre lot that adjoins their property) that has matured from a tax certificate to a tax deed. I have already had the deed recorded in my name in Jefferson county, Al.

My question is if the taxpayer wants to redeem the tax deed how would they proceed to redeem from me since I have the deed recorded in my name? Do they pay only the taxes and interest? Quitclaim Deed  or is there another process? @DeniseEvans, any insight?

Thanks in advance,

Gene Walker

[Denise Evans]

@Gene Walker, the redeeming party contacts you directly and handles it through you. You execute a Tax Sale Redemption Quitclaim Deed to them. That's the same as a regular Quitclaim, except the title says Tax Sale Redemption Quitclaim Deed.  The deed goes to the name of the person who lost the property in the tax sale. That is to avoid issues where Smith has a $500,000 IRS lien against him, loses his property in the ad valorem tax auction, and the IRS loses its redemption rights over time.  Then Smith sells his redemption rights to Jones, and Jones redeems from you.  You give Jones a redemption deed. The IRS never shows up in the chain of title, and Smith basically just laundered his title with your help.  There's no law that says the redemption deed should be to Smith, but that's my policy.  If Smith had previously quitclaimed to Jones, then it is Jones' problem to make sure he either gets a second quitclaim from Smith or there is an after-acquired property clause in his original quitclaim.