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Updated almost 14 years ago,

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3
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Kristin Reh
  • Accountant
0
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3
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Getting a title/deed corrected

Kristin Reh
  • Accountant
Posted

In 2005 we did a refinance with our 1st mortgage company to lower our interest rate at their suggestion. It was one of those no doc refi's where they sent a notary to our home after 7 weeks of preparing the paperwork. Fast forward to now and we find out they did not properly record the title/deed with our county. We paid for title insurance, title recording fees, and sub recording fees, but they did not get the subordinate paperwork to show that our equity loan remained the 2nd mortgage on our home. The information was in our closing package, but they only recorded 18 pages of the approximately 25 pages with our county. Of course both loans have been bought and sold in the 5-1/2 years since, but Wells Fargo who currently owns what should be our first mortgage has a statement on their website stating that if title insurance was purchased at closing errors will be corrected as soon as they are found.

I sent them a huge package showing all the details where the errors occurred and information to have the title/deed corrected. I am wondering what our chances are of actually getting Wells Fargo to correct the title/deed that Washington Mutual did not file correctly in 2005 when they owned the mortgage? Has anyone else had any luck with getting a situation like this fixed?

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