Cash for Investment?

[Account Closed]

So my wife & I are obsessed with becoming investors. Everyone we have networked with says we must have skin in the game to do any kind of joint ventures/learn from them or even join a team, which we would love to do, however we basically gave our life savings to a family member to deal with a health battle. The hard money lenders say we must have about 10k in the bank to qualify for a loan which we no longer have. Been told to wholesale, but nobody wants to show us how. We keep hitting dead ends but at the end of the day, we know if we had 15-20k in the bank, we could get moving in right direction. Don’t know any private investors. So, question is...what creative ways are out there to be able to get that money in the bank? Business loan? We cant qualify for anymore credit. We just don’t want to wait a year or two to save all that money back again. Ideas? Thanks in advance!