Trying to Take Over a Mortgage

[Devan Daringer]

        Theres a house I've been looking at that has a note on the door from the city saying that the house isn't up to code, not safe to live in and also the porch roof has partially collapsed. I checked online and the house was a Fannie Mae and was mortgaged in 2015 for $35,000.

         I'm very interested to see if the owner has fallen on hard times or wants out of the house since it seems they can't repair anything. How should I go about doing this? I would be willing to take over the mortgage or payment on the house and fix it up. I'm trying to get my feet wet in real estate and didn't know how I could go about this! 

        I don't want to come off as rude if I talk to them but the condition of the house leads me to believe they don't have alot of money or are falling behind. What steps should I take and what are potential possibilities? Thanks