Property insurance /2nd mortgage note question

[Eric S.]

Hi 2nd Mortgage Note Investors,

I am about to close on a performing second loan, and need help developing a system for how I should handle the property insurance.  

I doubt that the seller of the 2nd has access to the insurance info, but I know which bank holds the first.  Do you call the bank and ask for insurance info and request to be named additional insured, and loss payee?  What do you do if they don't cooperate in terms of sharing the info and adding you to the insurance dec page?

Are there any other insurance considerations when purchasing a second?  How do you experienced note investors deal with insurance on a second?

Any help that you can give me on this I would greatly appreciate!