Debt Consolidation Following Start-Up

[Devin MacTavish]

Hello Bigger Pockets Community,

I have taken on $109,000 in personal debt to start up my developments and passive income stream. The debt lies in lines of credits and in one mortgage. I have started a corporation that is so young that the banks will not loan it money.

I am wondering what options I may have to consolidate this debt at better rates to increase my cash flow per month. My rates currently vary between 2.89% and 8.69%. I turn over all rental income right onto the principles because I have full time job and do not need it at this stage.

If any Canadians or financial professionals have any advice please do not hesitate to contact me.

Thanks!