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Updated over 8 years ago on .

Anh N.'s profile image
Anh N.'s profile image
Anh N.
  • from Santa Ana, California
  • Member since Feb 7, 2016
Connect

User Stats

19
Posts
1
Votes
Anh N.'s profile image
Anh N.'s profile image
Anh N.
  • from Santa Ana, California
  • Member since Feb 7, 2016
Connect
Anh N.
  • Santa Ana, CA
1
Votes |
19
Posts
Tax Liens & Mortgage Notes

Interest Rate Limits in CA

Anh N.
  • Santa Ana, CA
Posted

Hi! I purchased a NPN and was in the process of foreclosing. The borrower has requested a loan mod. The original loan docs state that if anytime borrower is in default, the interest rate can be increased to 24.09% from 16%. Can someone tell me if it's legal in CA to charge that high of an interest rate? Loan originated back in 2007 and is for an investment property. Thanks!

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