Unpaid Principal Balance (UPB)???

[Sue Bishop]

Hi,

Would someone plz confirm if the current unpaid principal balance is calculated as follows or otherwise?

Note is $30,000 - $1,158.04 (which is payments of $289.51 per month x 4 payments made) = an UBP of $28,841.96 at or on 4 July.

Thanks in advance