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Updated over 10 years ago,

User Stats

226
Posts
44
Votes
Pete Nater
  • Investor
  • The Bronx, NY
44
Votes |
226
Posts

Questions for Note Investors

Pete Nater
  • Investor
  • The Bronx, NY
Posted

Thanks for your insight. I appreciate it, really. Here are my questions;

How is the income from mortgage payments to the note holder taxed? Is it unearned income at a lower rate? Are there any tax tips you might recommend? 

Is it true that a note buyer who buys a NPL at a discount from a bank has to pay tax on the difference between the UPB and the purchase price over the life of the loan? If yes, would it be at a capital gains rate? Other? Does it apply if you buy the notes from a source other than a bank? Any tax tips you might share? Thanks

What is the average price of NPL's these days, as a percentage of BPO or UPB?

Thanks


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