Mortgage Notes vs. Traditional Investing: The Why

[Michael Terry]

Good morning all, 

My wife and I have been discussing the idea of going into mortgage note investing for almost 18 months now with me doing the lion's share of the research. I am on board with the idea of passive income, generational wealth, and everything that comes with smart investing through real estate. She, however, is still on the fence. 

Investing in something like managed mutual funds gives you average returns of 7-8% annually, even during a pandemic or wartime. My question is, aside from finding assets with the same or higher returns, why did you choose to invest in mortgage notes or real estate over traditional forms of investing? Is it the monthly payment consistency? Is it avoiding market volatility? Is it to learn the business to build recurring wealth over time? 

Cheers.