Loan only for rehab/carrying costs, not purchase of home (for fix and flip)?

[Patrick M.]

Hi,

I'm planning to start looking at properties in the SF Bay Area (East Bay) to fix and flip, and while I'm planning to pay all cash for the purchase of the home (for a variety of reasons), I'd like to know if anyone has suggestions about obtaining financing for rehab/carrying costs (if I end up requiring it).

Is this something a local bank might consider, or would I need to go with hard money?

Thanks!