Primary Financing Flip

[Maxwell Gaar]

I have bought two houses in the last two years as primary residences both for 3% down, I am currently renting the first house after living in it /rehabing it for one year and plan on renting the second house after living in it/rehabing it when the occupancy agreement is up in a year. I believe I can only do this for another two houses before the lender will require me to have 25% equity in the homes. So I am curious if anyone knows of a strategy to buy a house with primary financing so I could put as little money down, then rehab the home, but instead of staying in it for at least a year to satisfy the occupancy agreement, sell it in less than a year flipping the house?