Rent or Flip? Question from new-ish investor

[Sara M.]

Hey guys!

This week I won an auction for a foreclosure and can't decide whether to hold it as a rental or flip.  I'm a new-ish investor and would love to get your feedback please.

(Granted this deal still has to close.)

House = 3/1.5 1236 sq. ft. no garage, nice size city lot, desirable neigborhood

Auction won price = $47,500

ARV = $115,000 (potentially $125,000 if I made the 1/2 bath into a full)

Average potential monthly rent for this home = $850 gross, $550 net ($950 gross, $600 net with added bath)

Cost to repair for a rental = $20,000

Cost to repair for a flip = $30,000 (I would fix it up nicer for a flip.)

I will pay cash at closing for this house and will seek an HELOC against another property for the repairs.

What would you do?  Hold or flip? (If I'm missing any info you'd like to know, please ask!) Thank y'all in advance!