Working w/insurance adjuster for new kitchen after leak. Advice!

[John McCormack]

Does anyone have experience in this...

Hot water heater is in the kitchen.  Water heater leaked. Has caused minor damage to surrounding cabinetry.  

We already have plans to demo and renovate the kitchen in 5 weeks along with other home renovations.

Insurance adjuster says he can possibly get us a paid for kitchen now because of this water heater leak.

Would like to hear about anyone else's experiences with situations like this and/or advice.

It sounds like there is a lot of red tape?  How long does this process usually take?  Can we still use our current contractors.  Can we begin the work before reimbursement is finalized? Our start date on our renovations is not flexible because we have already planned to relocate during the process.  

Any and all advice is appreciated.