Gutted Home, Heating Options

[Craig Hansen]

I purchased a home that was gutted and now I am in a the beginning stages on getting my prices for insulation and heating.  The property is located in Connecticut where our winters can last 3-4 months. 

The house is:

1,088 sqft

3 bed 1 bath

2x4 exterior walls 

2x6 rafters

The R-Value that I have reach is:

R-19 in the walls

R-30 in cathedral ceiling

R-38 flat ceiling

I have (3) options as for the insulation:

1. 2 lb spray foam will give me r-21 in the walls at least and at least r-35 in my cathedral ceiling (most expensive)

2. Rigid aluminum board on exterior before siding goes up, then batt insulation in the walls

3. Fir out exterior walls to fit a r-19 batt in cavity

As for the heating I am in between forced hot air (propane) and electric baseboard heat.  I know that the Electric baseboard can be a turn off to some buyers but with the house being tightly sealed I really can't imagine the electric bill being that high.  Electric heat would be the cheapest to install.

Do you think having electric heat would really turn buyers away?