Hard Money Loan as a company or individual

[David L.]

I have never used a hard money lender and researching I see they ask if you are holding the property as individual or company. Because my income level is not at the lowest tax rate, it makes more sense to hold property under business entity. Will this make a difference to the hard money lender? The property I am considering is in San Jose and the purchase price is about 70% of ARV. Repairs will put the deal at 84% of ARV.