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House Flipping Insurance
What kind of insurance do rehabbers get? Builders risk insurance with general liability? Which company would you recommend? I'm currently looking for one for a single family one story home without HOA.
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Quote from @Chengning Yang:
What kind of insurance do rehabbers get? Builders risk insurance with general liability? Which company would you recommend? I'm currently looking for one for a single family one story home without HOA.
kris over at anderson agency is solid. we use him for all of our policies.
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Quote from @Jason Taken:
Quote from @Chengning Yang:
What kind of insurance do rehabbers get? Builders risk insurance with general liability? Which company would you recommend? I'm currently looking for one for a single family one story home without HOA.
kris over at anderson agency is solid. we use him for all of our policies.
Thanks!
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Quote from @Chengning Yang:
Quote from @Jason Taken:
Quote from @Chengning Yang:
What kind of insurance do rehabbers get? Builders risk insurance with general liability? Which company would you recommend? I'm currently looking for one for a single family one story home without HOA.
kris over at anderson agency is solid. we use him for all of our policies.
Thanks!
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Quote from @Jason Taken:
Quote from @Chengning Yang:
What kind of insurance do rehabbers get? Builders risk insurance with general liability? Which company would you recommend? I'm currently looking for one for a single family one story home without HOA.
kris over at anderson agency is solid. we use him for all of our policies.
If we go with any GC then we don't need insurance during REHAB right ? if we choose sub contractors for each work and we manage all the work independantly then need to take insurance is that correct ?
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yup you'll go with a builders risk policy with a basic 1m liability attached to it . insurance agent can recommend best for the extent of the project
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For Builder's Risk try Nationwide--I've had decent rates with them.
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Quote from @Chengning Yang:
What kind of insurance do rehabbers get? Builders risk insurance with general liability? Which company would you recommend? I'm currently looking for one for a single family one story home without HOA.
Simple my Ins co, calls it vacant insurance. Just call your insurance co. Do you have a deal you are working on ?
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Quote from @Bob Stevens:
Quote from @Chengning Yang:
What kind of insurance do rehabbers get? Builders risk insurance with general liability? Which company would you recommend? I'm currently looking for one for a single family one story home without HOA.
Simple my Ins co, calls it vacant insurance. Just call your insurance co. Do you have a deal you are working on ?
Vacant property insurance in and of itself is not enough to cover during remodeling. It depends on what work is being done and the rules of the particular insurance company/policy. Talk to your agent and don't try to hide material facts about what you're planning to do. Will only cause issues in the long run.
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Quote from @Owen Rosen:
Quote from @Bob Stevens:
Quote from @Chengning Yang:
What kind of insurance do rehabbers get? Builders risk insurance with general liability? Which company would you recommend? I'm currently looking for one for a single family one story home without HOA.
Simple my Ins co, calls it vacant insurance. Just call your insurance co. Do you have a deal you are working on ?
Vacant property insurance in and of itself is not enough to cover during remodeling. It depends on what work is being done and the rules of the particular insurance company/policy. Talk to your agent and don't try to hide material facts about what you're planning to do. Will only cause issues in the long run.
I am not certain that's exactly what they call it. I just say" (I have done over 500 in my market this way) Hey Christie, I need insurance its vacant and we are doing a reno. It lasts for 3 months MAX (USUALLY only 1 ) and then changes to a " normal " policy