Fire Damage - Dealing with insurance

[Joe Fernandez]

I just had a rental property suffer heavy fire damage.  It was a tenant accident and my insurance will cover repairs, but..

The adjuster said its $90k worth of damage, and they immediately sent me a check.  I've gotten two bids, and they came in at $150k and $160k.  We're way off here.   I know that I can claim supplemental charges later, but it's that much off?  Is that going to be a huge hassle?

What's the best way to handle, should I just tell Allstate to fix it with their network of contractors, let them do it all?